Your next $2,000 is sitting in a bank.
You just don't know which one yet.
Banks pay hundreds — sometimes over a thousand dollars — just for opening accounts and meeting a few basic requirements. Some people use that money for a vacation. Others put it toward a ring, a new laptop, or a debt they've been carrying too long. Bank Bonus Log handles the logistics. You follow the plan and collect.
No new skills. No investing. Just money you already have, working a little harder.
Features
Everything you need to run bonuses on autopilot
Deposit split planner
Enter your paycheck amount and we'll show you exactly how to route it across active bonuses — meeting every requirement without disrupting your normal cash flow.
Goal framing
Choose what you're saving toward: a trip, a ring, a laptop, a debt payoff. We'll match you with bonuses that get you there and show you how long it takes.
Fee alerts
Some accounts charge monthly maintenance fees that quietly eat into your bonus. We catch them before they hit so you can adjust — or skip that bonus entirely.
Requirements checklist
Every bonus has conditions: minimum deposits, transaction counts, minimum account age. We turn each one into a plain checklist so you always know your next step.
Payout estimator
See what you'll net from a bonus after fees, requirements, and timing — before you apply. Only chase bonuses worth the effort.
Bonus calendar
Deadlines, payout windows, requirement due dates — all in one calendar. Nothing sneaks up on you.
Progress tracker
See every active bonus move from open to earned. Your running total updates as payouts land.
Smart notifications
Alerts when a requirement is close to met, a deadline is coming, or a payout hits. Nothing you don't need.
Multi-bonus coordination
Two or three bonuses at once is where the real earning happens. We track overlapping timelines and split your deposits so running multiple bonuses doesn't mean more work.
What this app does
Bank bonuses aren't complicated. They're just annoying to track alone.
Bank Bonus Log is a bonus management tool for people who already know how to handle their money. We take care of the deadlines, deposit schedules, and requirement tracking — so you can focus on collecting.
- Works across dozens of banks and credit unions
- Tracks multiple bonuses at once, no spreadsheet needed
- Alerts you before you miss a deadline or trigger a fee
- Takes about 10 minutes to get your first bonus into the system
How it works
Earning $500 actually looks like this.
Most bank bonuses work the same way: open an account, meet a few requirements over 60–90 days, collect the cash. Here's what that process looks like, step by step.
- 1
Day 1
Open and connect
You open the account, set your direct deposit split, and add the bonus to your Bank Bonus Log dashboard. The requirement checklist populates automatically.
- 2
Week 2
First deposit clears
Your first qualifying direct deposit hits. Bank Bonus Log marks the requirement complete. Nothing else to do.
- 3
Month 2
Transactions met
You've hit the minimum debit card transactions. One item left: keep the account open through day 90.
- 4
Day 91
Bonus lands
$500 hits your account. You mark it complete in Bank Bonus Log and move to the next one.
- 5
End of year
Running total
Running two to three bonuses at a time, you've cleared $2,400 in 11 months. No new accounts of skill acquired. Just a different place for money you already had.
The strategy
Bank bonuses are guaranteed. That's what makes them different from almost every other financial move.
You move money you already have into an account that pays you to keep it there for 60–90 days. Then you move on. No market exposure. No complicated setup.
The bonus is contractual
Banks publish these offers publicly and pay them automatically when you meet the requirements. There's no timing the market, no hoping for the best.
Banks compete for your direct deposit
Every bank offering a bonus wants your paycheck hitting their account. That competition has been running for years, and it isn't slowing down.
The requirements aren't hard — they're just easy to forget
Most bonuses ask for one or two direct deposits and a minimum balance held for 60–90 days. The confusion is in tracking it, not doing it.
A higher income means faster qualification
Larger direct deposits satisfy minimum requirements in fewer transactions. If you already earn well, you'll qualify for higher-value bonuses faster than most.
The setup takes 10 minutes. The rest is waiting.
Getting the account open and your deposit split configured is the work. After that, Bank Bonus Log tracks the requirements and tells you when the money is ready.
Stacking bonuses is where the math changes
One bonus a year gets you $400. Two or three running at once gets you $1,500 to $2,500. We handle the coordination so running multiple bonuses doesn't add complexity.
Learn more
The questions everyone asks first
Member spotlight
Real payouts. Real goals.
Here's how one member used bank bonuses to fund a trip he'd put off for two years.
“I'd heard about bank bonuses before but figured there was a catch I wasn't seeing. My first one was $300 — just for setting up a direct deposit and keeping the account open three months. That was enough to convince me.
Nine months later I'd cleared $2,100 across six accounts. Bank Bonus Log tracked everything. I just followed the checklist and waited for the deposits to land.”
Marcus T., Atlanta, GA
Earned $2,100 in 9 months. Used it to pay for a 10-day trip to Portugal.
$2,100 earned. One trip funded. No new skills required.